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What is the MOST you can come up with for an initial down payment on your new home? Consider savings, gifts from family, RRSPs, sale of vehicles or investments, etc. Note: Your down payment transfers to your future purchase. A larger down payment will lower your monthly payments and allow you to qualify for your own financing much sooner.
What is the MOST you can afford each month for rent and down payment savings? Market rent is approximately $2000 a month for a full house, plus bills. Keep in mind that with a lease-purchase, your payment is typically 30% higher than rent as you are paying extra to accumulate a significant down payment and you are also granted exclusive homeowner benefits. This is your investment. How much can you afford?